Sipps
Finally, 2013 will perhaps be seen as another year where Self-Invested Personal Pensions experienced the pain of growing up – still no cap adequacy rules, a third thematic review by the regulators, and a steady stream of failing esoteric investments. Again, one to watch.
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The new-ish kid on the block (or really an old kid making an unwelcome return) is pensions liberation – a growth industry that really needs some strong and decisive action.
Every year a lot happens in the pensions world, yet there is always more to be done – here is to an industrious 2014.
Mike Morrison is head of platform marketing of AJ Bell
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