For each client we work with, we find that asking for a TransUnion credit report in advance of our conversations really helps build a good picture of their credit history.
Some credit reports may not provide the whole picture, and we have found that TransUnion works best.
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Finally, for additional support it is always best to check with your club or network if you have any questions around an individual case you are working on. They will be able to guide you towards a lender that will consider each application.
Liz Kay is a mortgage broker at Liz Kay Mortgages
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