Mortgages  

Guide to Buy-to-let

  • Describe how rental yields will perform in 2020
  • Describe the supplementary charge is for landlords in England
  • Explain the issue with top-slicing
CPD
Approx.60min
Guide to Buy-to-let

Introduction

Landlords have experienced a huge number of changes over the past few years, as chancellors have clamped down on the sector and subjected landlords to extra tax charges.

As a consequence, business in the Buy-to-Let sector has slowed substantially and fewer landlords are taking out mortgages to buy properties.

Brexit has had its role to play, and stymied demand, although now it has been seen to get the go-ahead, enquiries have risen substantially. 

Investing in property direct is one way for a client to build their investment portfolio, but being a landlord comes with costs, in terms of managing the properties and ensuring there are tenants to fill them.

Nonetheless, it remains a profitable form of investment.

Thsi guide is worth 60 minutes of CPD

In this guide

CPD
Approx.60min

Please answer the six multiple choice questions below in order to bank your CPD. Multiple attempts are available until all questions are correctly answered.

  1. Landlords will still be able to ban tenants with pets, true or false (According to the first feature)?

  2. How are yields expected to perform in 2020, according to the first feature?

  3. According to the first feature, what has happened to rental prices in recent years?

  4. What is the supplementary charge for landlords in England?

  5. What rate are rental profits taxed at?

  6. Top slicing gives customers flexibility around loan size and more choice with how they manage their portfolio, true or false, according to feature three?

Nearly There…

You have successfully answered all the questions correctly, well done!

You should now know…

  • Describe how rental yields will perform in 2020
  • Describe the supplementary charge is for landlords in England
  • Explain the issue with top-slicing

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